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Trump Accounts Created by OBBBA: A Comprehensive Guide for Accounting and Finance Professionals (TAC2)

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Trump Accounts, created under OBBBA, are a new and evolving savings vehicle. Recent guidance, including Notice 2025-68 and proposed regulations, clarifies how these accounts are established and administered. This program provides a practical overview of Trump Accounts, including eligibility, account establishment, contribution rules, and tax treatment. It explains the distinction between the account under IRC § 530A and the pilot contribution program under IRC § 6434, along with employer contributions and coordination across multiple funding sources. Participants will also review investment limitations, distribution rules, and the transition to IRA treatment at age 18, as well as key planning considerations and compliance risks under current guidance.
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